Bank of America Travel Rewards Credit Card

By Raquel Oliveira • 11/20/2025

The Bank of America Travel Rewards offers unlimited rewards and no annual fee.

For travelers who want a simple, flexible, and cost-effective way to earn rewards, the Bank of America® Travel Rewards Credit Card is a top contender. Unlike many travel cards that have complex redemption rules or airline restrictions.

Cardholders earn 1.5 points per dollar spent on all purchases, meaning every purchase contributes to travel rewards. Unlike some travel credit cards that limit points to specific airlines or hotels, this card allows users to redeem points for flights, hotels and rental cars.

With no foreign transaction fees, international travelers can use this card without worrying about extra charges when making purchases abroad. Since it also has no annual fee, it’s a cost-effective option for those who want to earn travel rewards.

Whether you’re booking a business trip, a dream vacation, or a weekend getaway, this card helps you accumulate points easily while giving you complete freedom in how and when you redeem them.

Key Benefits of the Bank of America Travel Rewards Credit Card

• Earn unlimited 1.5 points per dollar spent on all purchases, with no spending caps.
• No blackout dates or travel restrictions, ensuring flexibility when booking trips.
• No annual fee, making it a budget-friendly travel card.
• No foreign transaction fees, making it an excellent choice for international travelers.

How the Rewards System Works

This card offers a straightforward rewards system that’s easy to use. Every dollar spent earns 1.5 points, with no rotating categories or special spending requirements. Points can be redeemed for statement credits toward travel purchases, including:

• Flights
• Hotels
• Rental cars
• Cruises
• Vacation packages

Since points never expire, cardholders can accumulate rewards over time and redeem them whenever they are ready to book a trip.

One of the best perks is the introductory bonus offer. New cardholders can earn 25,000 bonus points after meeting the minimum spending requirement within the first 90 days. This is equivalent to $250 in travel statement credits, making it an excellent incentive for new users.

Who Should Get This Card?

This card is best suited for travelers who want a hassle-free rewards program with no category restrictions and no annual fee. If you prefer a simple flat-rate rewards system where you earn points on every purchase without worrying about spending categories.

It’s also an excellent choice for international travelers, as it comes with no foreign transaction fees. This means you can use it abroad without incurring extra costs, making it ideal for frequent travelers.

For Bank of America Preferred Rewards members, this card becomes even more rewarding. Members can earn up to 75% more points per dollar spent, significantly increasing the value of their rewards.

However, if you prefer luxury travel perks, such as lounge access or free hotel upgrades, a premium travel credit card might be a better option. Additionally.

Pros and Cons

Pros:

• Unlimited 1.5 points per dollar spent, with no spending caps.
• No blackout dates or travel restrictions, making redemptions flexible.
• No annual fee, ensuring long-term value.
• No foreign transaction fees, making it perfect for international travel.

Cons:

• Lower rewards rate compared to premium travel cards.
• No airline or hotel transfer partners, limiting redemption options.
• Points can only be redeemed for travel purchases, reducing overall flexibility.

Final Thoughts: Why We Recommend This Card

The Bank of America® Travel Rewards Credit Card is a great option for travelers who want unlimited rewards without the complications of blackout dates or airline restrictions. Its 1.5x points on all purchases, no annual fee, and no foreign transaction fees.

The $250 bonus offer adds even more value for new cardholders, while the no-expiration policy on points allows users to save up rewards over time and use them when they’re ready to travel.

For frequent travelers, international spenders, and Bank of America Preferred Rewards members, this card is an excellent choice. While it doesn’t offer premium perks like airport lounge access or hotel upgrades, it excels as a straightforward.

If you’re looking for a flexible travel credit card with no annual fee and no foreign transaction fees, the Bank of America® Travel Rewards Credit Card is a strong contender that offers great earning potential and redemption flexibility.