Last Updated: February 12, 2026
Welcome to ConectaGeral. These Terms of Service (“Terms”) govern your access to and use of our website, services, and content (collectively, the “Platform”).
By accessing or using ConectaGeral, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must discontinue use of the Platform.
1. Eligibility
By using this Platform, you represent that:
- You are at least 18 years old or the legal age of majority in your jurisdiction;
- You have the legal capacity to enter into binding agreements;
- You will comply with all applicable laws and regulations.
If you are accessing the Platform on behalf of an organization, you represent that you have authority to bind that entity to these Terms.
2. Description of Services
ConectaGeral provides educational and informational content related to:
- Financial education
- Economics
- Investments
- Market analysis
- Business and financial news
All content is provided strictly for informational and educational purposes only.
Nothing on this Platform constitutes:
- Financial advice
- Investment advice
- Legal advice
- Accounting advice
- Tax advice
You should consult qualified professionals before making financial or investment decisions.
3. No Financial Advisory Relationship
Your use of the Platform does not create:
- An advisory relationship
- A fiduciary relationship
- A client relationship
ConectaGeral does not guarantee the accuracy, completeness, or timeliness of financial information. Markets are volatile, and past performance does not guarantee future results.
You assume full responsibility for any decisions made based on content available on the Platform.
4. User Conduct
You agree to use the Platform responsibly and lawfully.
You must not:
- Violate any applicable laws or regulations
- Attempt to breach security systems
- Introduce viruses, malware, or harmful code
- Engage in scraping, automated extraction, or data mining
- Impersonate any person or entity
- Post unlawful, defamatory, abusive, or misleading content
- Interfere with the proper functioning of the Platform
We reserve the right to suspend or terminate access if violations occur.
5. Intellectual Property Rights
All content on ConectaGeral, including but not limited to:
- Text
- Articles
- Logos
- Graphics
- Images
- Layout design
- Software
- Trademarks
is owned by ConectaGeral or licensed to us and is protected by applicable intellectual property laws.
You may not:
- Copy
- Reproduce
- Distribute
- Modify
- Publicly display
- Create derivative works
without prior written authorization.
Limited personal, non-commercial use is permitted.
6. Advertising and Monetization
ConectaGeral may display advertisements, sponsored content, and affiliate links, including through:
- Google AdSense
- Google Ads
- Other advertising networks
We may earn commissions from qualifying purchases or ad interactions.
Advertisements are clearly identified when required by applicable laws and advertising regulations.
We do not control third-party advertising content and are not responsible for claims made by advertisers.
7. Third-Party Links and Services
The Platform may contain links to third-party websites or services.
We are not responsible for:
- The content of third-party websites
- Their privacy practices
- Their terms of service
- Their accuracy or reliability
Access to third-party websites is at your own risk.
We encourage users to review the privacy policies and terms of any external sites they visit.
8. Limitation of Liability
To the fullest extent permitted by law:
ConectaGeral shall not be liable for:
- Any direct, indirect, incidental, consequential, or punitive damages
- Financial losses
- Investment losses
- Business interruption
- Loss of profits or data
arising from:
- Use or inability to use the Platform
- Reliance on information provided
- Technical errors or interruptions
- Third-party content
Some jurisdictions may not allow certain limitations; in such cases, liability will be limited to the maximum extent permitted by law.
9. Indemnification
You agree to indemnify and hold harmless ConectaGeral, its owners, affiliates, and partners from any claims, liabilities, damages, losses, or expenses arising from:
- Your use of the Platform
- Your violation of these Terms
- Your violation of applicable laws or third-party rights
10. Privacy and Data Protection
Your use of the Platform is also governed by our:
- Privacy Policy
- Cookies Policy
We process personal data in compliance with:
- Brazilian LGPD (Law No. 13.709/2018)
- GDPR (EU Regulation 2016/679)
- CCPA/CPRA (California law), where applicable
By using the Platform, you consent to data processing as described in those policies.
11. International Use
The Platform may be accessed worldwide. You are responsible for ensuring that your use complies with local laws in your jurisdiction.
12. Modifications to These Terms
We reserve the right to modify these Terms at any time.
Changes become effective upon publication with an updated “Last Updated” date.
Continued use of the Platform after changes constitutes acceptance of the updated Terms.
13. Termination
We reserve the right to suspend or terminate access to the Platform:
- For violations of these Terms
- For legal compliance reasons
- For security concerns
- At our sole discretion, where permitted by law
14. Governing Law and Jurisdiction
These Terms shall be governed in accordance with applicable laws depending on the user’s jurisdiction:
- For users in Brazil: Brazilian law, including the LGPD
- For users in the European Economic Area: GDPR and applicable EU member state law
- For users in the United States: Applicable federal and state laws, including CCPA/CPRA for California residents
Any disputes shall be resolved in accordance with applicable consumer protection and jurisdictional rules.
15. Contact Information
If you have questions regarding these Terms, please contact us:
- Contact Form: https://conectageral.com/contact/
Please indicate “Terms of Service Inquiry” in your message.