THE GENERAL TERMS OF SERVICE OF Conecta Geral

We are a free service aimed at communication, free expression and freedom of expression. Our objective is to increase the availability of information, stimulate transparent debate and enable new connections between people. We understand that censorship of this content is not compatible with a service based on freedom of expression. However, to defend these values, we need to combat abuses that threaten the provision of this service and the freedom of expression it encourages. Therefore, there are some limits regarding the type of content published on our website. These limits that we define comply with legal requirements and, at the same time, improve the service as a whole.

Content Limitations

Our content policies play an important role in ensuring that users continue to have a positive experience. Respect these guidelines. From time to time, we change the content policies, so please check them back some time. Additionally, please note that when we apply the policies below, we may make exceptions based on artistic, educational, documentary, or scientific considerations or when there are other considerable benefits to the public if action is not taken.

Content Policy Compliance

Our team's reviewers use flags that indicate policy violations. If the post does not violate our policies, we will not take any action against the content or its author. If we find that a post violates our content policies, we will take one or more of the following actions based on the severity of the violation:

• Delete the offensive content or the entire post
• Disable author access to our website
• Report the user to law enforcement

We will take the actions described above if we notice that a user has created multiple posts that repeatedly demonstrate abusive behavior.

Conecta Geral is the company that created, owns and maintains the Conecta Geral website, whose domain is contatogeral.com.

Conecta Geral is an international institution that offers financial education to people from all over the world. It has informative features and analyzes about various products/services offered by these institutions, including credit cards, loans or financing (among others).

You should know that the General Conditions of Use aim to inform each User and potential customer about their responsibilities, duties, obligations when accessing or using our website. They contain a lot more information than just that, so don't miss out!

1. 1. ACCEPTANCE

By accessing Conecta Geral, the User AGREES to respect the General Terms and Conditions of Use and the privacy of Conecta Geral(Privacy Policy)

When accessing and/or using Conecta Geral, the User declares to be over 18 (eighteen) years of age. I also accept these terms of use for all legal purposes that may arise in my future interactions with this website

If the User does not fit the description above and/or does not agree, even in part, with the terms and conditions contained in these Terms and Conditions of Use, he/she should not access and/or use the services offered by Conecta Geral, as well as the websites and services operated by it.

• • CONTACT

The User uses this service to resolve all their doubts, resolve any problems and send complaints or other information about products/services available at Conecta Geral. We do not provide SMS (text message) help center.

Contact can be made via the contact form contact here.

• • RESPONSIBILITIES OF THE PARTIES

The User must carefully read all the clauses contained in these Terms and Conditions of Use and the Privacy Policy and when using the services and/or products available on Conecta Geral, they fully agree with all the clauses and conditions of these Terms.

Conecta Geral provides links and/or redirects the User to other websites, where the User can contract services and/or purchase products from the respective companies, without any type of interference from Conecta Geral.

If the User is redirected to the company's website page advertised on the website, they must carefully read and expressly agree to the terms and conditions of use and the privacy policy of the advertised company.

Conecta Geral is not responsible for: (a) the general terms and conditions of use and the privacy policy of the advertised companies; (b) information about the advertised services and/or products; (c) about the services and/or products that may be offered and/or contracted from the advertised companies.

Conecta Geral is not responsible for any virus, malware, spyware, trojan or any software that may damage or change the configuration of the user's equipment as a result of browsing or using the internet or as a result of the transfer of data, texts, images, files or audios.

Users are fully responsible for keeping their equipment's operating system up to date and with antivirus programs.

Conecta Geral is not responsible for any losses or damages arising from irregular use of the Conecta Geral website and/or acts of God and/or force majeure.

Conecta Geral does not send or request deposits or bank transfers for the granting or approval of any financial product.

Conecta Geral does not send emails to users requesting confirmation of data or registration with executable attachments (e.g. .exe, .com, .scr, .zip, .rar), nor download links, and if you receive it, please inform us so we know through the website itself, through the contact form on Contact us.

Without prejudice to the other provisions of these Terms of Use, the User undertakes to:

(a) Do not violate any rights of third parties when using Conecta Geral;

(b) Do not use Conecta Geral to monitor or harass third parties;

(c) Not engage in fraudulent, illegal, dishonest or inappropriate activities when using the Conecta Geral website; It is

(d) Respect the conditions established in these General Terms of Use and the Privacy Policy, as well as the applicable legislation in force;

• • MODIFICATION OF TERMS AND CONDITIONS

The General Terms of Use of Conecta Geral may be changed, supplemented or replaced at any time and for any reason, at the sole discretion of Conecta Geral, without prior notice or notification to Users.

 

ANYONE WHO DOES NOT ACCEPT THESE TERMS AND CONDITIONS, WHICH ARE MANDATORY AND MANDATORY, MUST REFRAIN FROM USING THE Conecta General WEBSITE

• •  ELECTION LEGISLATION AND JURISDICTION

These General Terms of Use should be read and interpreted in conjunction with the Privacy Policy, and both are governed by laws and regulatory requirements.

SMS Terms and Conditions

Effective: January 25, 2021
Last updated: January 07, 2023

Conecta Geral is always looking for new ways to reach its customers, and they found it in text messages! The Company offers a mobile messaging program where they send participants marketing or non-marketing texts as described in these “Terms”.

PLEASE READ THESE TERMS CAREFULLY — THESE TERMS SET FORTH THE LEGALLY BINDING TERMS AND CONDITIONS BETWEEN YOU AND Conecta Geral THAT GOVERN YOUR USE AND PARTICIPATION IN THE PROGRAM. BY CHOOSING TO RECEIVE SMS MESSAGES FROM US, YOU INDICATE THAT YOU HAVE READ AND AGREE TO THESE TERMS;
IF YOU DO NOT AGREE TO THESE TERMS OR DO NOT CONSENT TO RECEIVING TEXT MESSAGES INTO THE PROGRAM, INCLUDING TEXT MESSAGES MADE WITH AN AUTOMATIC DIALER, DO NOT ACCEPT THE PROGRAM.

1. Eligibility

To enroll in the Program or otherwise receive text messages from us as part of the Program, you must be eighteen (18) years of age or older, authorized to register your cell phone number with the Program, and authorized to incur any data charges or mobile messaging incurred by participation. Conecta Geral reserves the right to require you to prove the above in order to participate in the Program.

2. Message description

Our company will communicate by sending you opportunities for credit card options, loans, news and financial tips and many more “marketing messages” based on your profile.

3. Frequency of service delivery or dissemination of recurring messages

The number of text messages you receive varies depending on how many Conecta Geral text messaging programs you subscribe to to receive messages. You will receive at least one message per day via the Company's text messaging program.

4. Privacy

Any personally identifiable information provided or collected through or in connection with your participation and/or use of the Program must be used in accordance with the privacy policy from Conecta Geral.

5. How to Opt-In. 

The Program allows participants to receive SMS text messages affirmatively opting into the Program, such as through online forms or when registering an account to access the Service. By participating in the Program, you agree to receive pre-recorded or autodialed mobile marketing messages at the telephone number associated with your opt-in, and you understand that your consent to receive test and/or opt-in messages for the Program There is no need to make any purchases from us. Although you agree to receive messages sent using an autodialer, the foregoing should not be construed to suggest or imply that any or all of our mobile messages are sent using an autodialer.

6. How to Opt-Out. 

To stop receiving text messages from Conecta Geral, send “STOP” to the number from which you are receiving the applicable Marketing Messages and/or Service Communications.

You may receive an additional mobile message confirming your decision to cancel. You understand and agree that the foregoing options are the only reasonable methods of cancellation. You further understand and agree that any other method of opting out, including, but not limited to, text messaging other than those set forth above or verbally requesting one of our employees to remove you from our list, is not a reasonable means of deactivation.
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7. Fee Disclosure

Conecta Geral does not impose a separate fee for sending Conecta Geral text messages in the Program. However, standard message and data rates may apply to each text message sent or received in connection with Conecta Geral text messages, as provided in your mobile phone service rate plan (contact your wireless carrier). mobile phone for pricing plans).

8. Warranty Disclaimer.

THE PROGRAM IS PROVIDED AS IS, WHERE IS, WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED, WRITTEN, ORAL OR ARISING BY CUSTOM OR COURSE OF TRADE.

9. Changes to Terms and Conditions.

Conecta Geral reserves the right to update or modify these Terms at any time. All updates and modifications to these Terms will be effective from the day they are posted online. If you do not agree to any updates or modifications to these Terms, you must cancel the text messaging program as set forth in Section 6

10. Termination of Text Messages.

Company may suspend or terminate your receipt of text messages from Company if Company believes that you have violated these SMS Terms and Conditions. Your receipt of text messages from the Company is also subject to termination if your mobile phone service is terminated or expires. The Company reserves the right to modify or discontinue, temporarily or permanently, all or any part of the Company's text messages with or without notice.

11. Get in touch:

To contact you, email options and push notifications from an app regarding updates or informational communications related to submitted offer opportunities.

We do not provide customer service via text message – SMS.

Feel free to contact us at: [email protected] If you have any doubt.